# Keyless accounts (AIP-61)

**URL:** <https://forum.polkadot.network/t/keyless-accounts-aip-61/6941>\
**Category:** Tech Talk\
**Created:** [March 21, 2024, 9:23am UTC](https://forum.polkadot.network/t/keyless-accounts-aip-61/6941 "2024-03-21T09:23:31Z")\
**Posts on this page:** 1\
**Showing post:** 19

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**Author:** ![0mm-mark](https://dub1.discourse-cdn.com/flex005/user_avatar/forum.polkadot.network/0mm-mark/32/850_2.png) [@0mm-mark](https://forum.polkadot.network/u/0mm-mark)\
**Post date:** [May 19, 2024, 7:22am UTC](https://forum.polkadot.network/t/keyless-accounts-aip-61/6941/19 "2024-05-19T07:22:30Z")

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@burdges and @alinush can you confirm the context and scope of what you have in mind here?

Specifically, my suggestion was in the context of creating keyless accounts between Relay Chains (L1’s outside of Substrate).

I did not suggest, and do not support, using this to onboard new users from outside the current ecosystems. @alinush I’ll DM you for the reasons for this. But you can see a use case outlined here:

> [@Reciprocal account creation between Relay Chains: Culture and opportunity](https://forum.polkadot.network/t/reciprocal-account-creation-between-relay-chains-culture-and-opportunity/7317):
>
> Cautionary Note: The ideas canvased here reflect a point of view, and end state, that has authoritatively been described as [“fundamentally mistaken”](https://forum.polkadot.network/t/polkadot-the-centralized-decentralized-ecosystem-a-cartel/1412/2) To understand the effect and importance of reciprocal account creation between Relay Chains consider the following, where you substitute “Entity X”, first with “Big Bank X” and then with “Big Chain X”. A user satisfies the account opening requirements (KYC or wallet etc) for Entity A (a dominant incumbent). Upon opening their account the user wa…

You can think of this functionality as creating escape hatches for users in case either chain fails. Of course users still need a life raft once they have setup an escape hatch. But, baby steps.

This use case also has numerous subtleties to try to work out. But first there needs to be agreement that this is the target use case.

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